Why do I need a Real Estate Agent?
After I find my new home, how long before I can move in?
How can the home buying and/or selling process be expedited?
What can cause delays in buying a home?
What can cause delays in selling my home?
What is the fee schedule for Towne & Country Realty Inc. services?
Why should I choose Towne & Country Realty, Inc.?

• Most real estate transactions involve a large number of people including, but not limited to, a real estate attorney, appraiser, home inspector, loan officer, environmental hazards inspector, surveyor, termite inspector, title company, and possibly others depending on your individual circumstances. A real estate agent can guide you through this process and help you avoid mistakes and delays.

• Real estate transactions require thorough documentation. Documents needed in most real estate transactions include deeds, closing statements, insurance policies, mortgage documents, disclosure forms, inspection reports, sales contract and sales contract attachments for contingencies, offer to purchase and contract forms, pre-occupancy agreement or post-occupancy agreement, and possibly others depending on your individual circumstances. A real estate agent will have ready access to these forms and can guide you through the documentation process.

• Time is of the essence in most real estate transactions. Marketing real estate, including advertising, meeting with potential buyers, identifying qualified buyers, and/or finding real estate that meets your requirements, can be a time consuming process. Even in a good market with low interest rates, the entire process can take several months. A real estate agent can free you of these time consuming parts of the buying and selling process.

• Even if you have bought or sold real estate previously, laws and regulations change. A real estate agent is involved with real estate laws and regulations on an ongoing basis.

• Real estate transactions are often the largest financial transactions engaged in by individuals. The services of a professional objective third party, a real estate agent, can help buyers and sellers stay focused on issues most important to them.

Towne & Country Realty, Inc. will work hard to become your personal real estate company.

Purchasing a new home is a complex process that involves negotiations with the seller, surveys, inspections, title searches, mortgage qualifying, title insurance, home owner's insurance, closing, and in some cases, repairs. Depending on the circumstances of each individual case, it can take from a few weeks to two to three months.

 

One significant way to expedite the home buying process is to work with a REALTOR®. REALTORS® are trained, qualified professionals who work with the home buying and selling process on a daily basis and can guide you through that process, saving you time and making the process work better for you.

 

 

A low credit rating or unfavorable credit report can delay your purchase of a new home. We advise our clients to check their rating and, if necessary, develop and follow a plan for improving their credit rating. If errors are found in the credit report, they should be corrected. Checking one's credit rating can save time, surprises, and delays later. Pre-qualifying for a mortgage is another way to avoid delays in buying a home. Pre-qualifying for a mortgage will help determine the mortgage payment you can make and the price range of homes you can afford. If you are buying an owner-occupied home, it is important to verify the moving plans of the owner to determine if anything will delay their moving, such as waiting for a job transfer to come through, finding a new home, waiting for the school year to end, and the like. If you are buying a tenant occupied home, lease terms and conditions should be determined. One frequent delay in buying a new home is construction delays and/or inspection compliance. REALTORS® are trained professionals that can guide you through this process and help you avoid many potential delays.

 

The general state of the economy, the housing market in your area, and interest rates play a positive or negative role in selling your home. In most cases, you have no control over these factors unless you can work with a buyer in providing some creative financing. Factors that can cause delays over which you have control include marketing your home, availability of your home to potential buyers for viewing and inspecting, general appearance of your home, and removal of contingencies that might delay your moving out. In our area the real estate market is very competitive. Marketing a home involves much more than just putting up a sign. A REALTOR® is in a position to develop a marketing plan for your home that will include listing on the Triangle MLS, the REALTOR'S® website, and through other media used by potential buyers. One service provided by a REALTOR® that can help in avoiding delays and wasting time is the screening of potential buyers to avoid scheduling a showing to buyers who do not qualify for the mortgage amount necessary to buy your home. General appearance factors that can often be easily addressed sometimes delay the selling of a home. A REALTOR® can make suggestions on ways to approve the general appearance of your home making it more attractive to potential buyers.

 

Visit our office at 104 South Main Street in Four Oaks (visit the contact page for directions) and we will be delighted to discuss with you how we can help you with the real estate buying or selling process and the fees for our services.

 

We are in business to assist sellers and buyers of real estate in accomplishing their objectives. We are not developers with properties that might be in competition with properties listed by individuals with our firm. Our goal is to provide personal service to buyers and sellers in a professional manner with honesty and integrity. Our success depends on your success.

 

For any other questions, contact Towne & Country Realty, Inc.